Appraisal services for Lakeland and Polk County homeowners
The top seven reasons FL homeowners hire Taylor and Associates Appraisal Services, LLC.:
Own a home in or near Lakeland, FL and need help determining the value of it?
We at Taylor and Associates Appraisal Services, LLC. understand the special needs of a customer looking for appraisal services. Our typical business clients get the appraisal process and the usual reporting formats. As our non-traditionalclient, you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Taylor and Associates Appraisal Services, LLC. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value opinion than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. Taylor and Associates Appraisal Services, LLC. is qualified in helping people just like you abolish undesirable PMI insurance.
Challenge property tax assessments
Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Taylor and Associates Appraisal Services, LLC. is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Taylor and Associates Appraisal Services, LLC. can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for precision? We can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.